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Nationwide Coverage
Our private lenders can fund loans in all 50 states, including New Jersey
No credit, No problem
Financing is approved based on the merits of the deal, not your credit score.
Competitive Rates
Interest rates on short-term loans range from 6% to 14%, with no pre-payment penalties.
Fast Approval Loans
Our new jersey lenders are able to approve funding in just a few days, sometimes in as little as 24 hours.
Small and Big Deals
From thousands to millions, we have lenders for all loan amounts.
100% Trusted Lenders
We will only recommend reputable private lenders with proven track records.
30-Year Rental Loans
Long term financing for New Jersey single family rental properties and portfolios.
Our Trusted Private Lenders In New Jersey Can
Finance Your Real Estate Deal Regardless of Your Credit
We are a group of private real estate lenders in New Jersey with offices located in Newark, Jersey City, and Paterson. Our aim is to provide a solution for your investing needs at a reasonable price. Due to the flexibility that real estate lending provides, we are able to adjust the terms of the contract, such as the maturity of the loan and the amortization schedule. All you have to do is undergo our pre-qualification process in order to determine the amount that can be offered to you for a real estate loan. We are also able to offer a discounted price on the real estate deals featured on Asset Column.
Fast Processing. Flexible Terms.
Don't let a great deal pass you by due to the lack of funds. Our private money lenders in New Jersey have millions of dollars to lend in real estate investments and are eager to fund. Unlike a bank, our private lenders can quickly look over your deal, and issue the funds immediately.
#1 Private Money Lenders in New Jersey
We have a network of private lenders in New Jersey and we provide you the best solutions for you and your deal, AssetColumn doesn't make any commission out of any lender in New Jersey it's just the investor (you) and your NJ Private Lender!
Fix and Flip loans in New Jersey
New Jersey borrowers, our lenders love to lend investors with experience Flipping houses in New Jersey. If your deal make sense for the lender he might release the funds almost immediately. And if the deal you're needing funds is from our New Jersey deals for sale, they might have a very very special rate for you.
Types of Private Loans
1
Hard Money Loans
2
Rehab and Construction Loans
3
Transactional Funding
4
Bridge Loans
5
Asset Backed Loans
6
30 Year Rental Loans
Our private money options we operate in New Jersey.
How it Works?
First, you present your deal to the lender who will ask you to explain your planned exit strategy. If the lender believes you have a good deal, they will typically finance it. They can usually accommodate any tight due dates. Each lender will have their own requirements and fees.
Answer a few questions to find a private money lender in New Jersey who can help you finance your investment fast.
Why choose AssetColumn?
Participating private lenders are verified, licensed, and have earned and maintain high customer ratings. The average lender in New Jersey has 10-15 years of experience.
Nationally and locally accredited
Multi-million dollar lending capacity
Real estate investor friendly
The best home loan experience i ever have had. No pressure, upfront and honest. The process was easy and straightforward.
Robert Ortega
Miami, FL
Frequently Asked Questions
How much will a loan cost me?
AssetColumn provides this service at no cost. Private lenders set their own interest rates and might charge loan origination fees which typically range from 1 to 4 points. Fees may be negotiable. Typically it's much less than any other loan.
Who will I be borrowing money from?
While some private lenders lend their own money, most of them also represent groups of wealthy individuals looking to earn a return on the investment.
What is the meaning of "points"?
In the context of financing, a point is equivalent to 1% of the loan amount. For example, a lender requiring 2 points will charge $2,000 on a $100,000 loan.
What is a hard money loan?
Private short-term loan often used by real estate investors to acquire and repair investment properties which can later be resold for profit or refinanced at a higher rate. Hard money loans are approved by the merits of the deal and can be issued within days.
How much can I borrow from a private lender?
Private lenders may agree to finance up to 100% of the purchase price. A typical lender will only finance 60% to 90%.
Who can benefit from a hard money loan?
Investors with insufficient funds to make a deal happen and are unable to wait for a bank's approval process. Investors involved in the purchase of distressed property, and not eligible for traditional financing.
Funding your real estate investment is no longer a problem, so what are you waiting for?
